Commonwealth Broker Limited - Your Professional Insurance Partner

Company Overview

Commonwealth Broker Limited is a licensed insurance brokerage institution (license number FB1759) regulated by the Insurance Authority under the Insurance Ordinance (Cap. 41) of the laws of the Hong Kong Special Administrative Region. It is committed to conducting long-term insurance, investment-linked long-term insurance and general insurance business, and providing professional services to customers.

We are committed to providing clients with comprehensive, personalized, and efficient insurance solutions to meet their diverse needs in risk management, asset growth, and wealth inheritance. Leveraging our extensive industry experience, deep expertise, and keen insight into market dynamics, we are able to accurately analyze each client's specific circumstances and tailor the most appropriate insurance plan.

Commonwealth Broker Limited boasts a professional team of experienced insurance consultants who are not only well-versed in the characteristics and advantages of various insurance products, but also possess excellent communication and coordination skills and a high level of professional ethics. They ensure that every client receives detailed and transparent information as well as timely and professional service responses. We value the trust and commitment of every client, uphold integrity, and prioritize the long-term interests of our clients.

We also actively embrace technological innovation, leveraging advanced information technology to optimize service processes and enhance efficiency, striving to provide our customers with a more convenient and intelligent insurance experience in a rapidly changing market. Whether you're an individual, family, or corporate client, Commonwealth Broker Limited. stands by you, providing a solid foundation to support you as you move forward steadily and build a brighter future together.

Our Customers

Diverse customer base across Asia Pacific

Leveraging its exceptional professional expertise and extensive industry influence, Commonwealth Broker Limited has successfully established long-term, stable partnerships with numerous renowned international insurance companies. These partners are leading global insurance companies, boasting substantial capital strength, comprehensive risk management systems, and extensive experience in product innovation. This strategic network not only provides us with powerful resources but also builds a bridge for our clients to access premium insurance services worldwide, enabling us to offer a comprehensive and diverse portfolio of insurance products. Whether it's critical illness insurance or medical insurance for personal health protection, which covers multiple benefits like hospitalization and surgery, protecting clients from the financial strain of illness; life insurance designed to provide solid financial support for their families' futures, with flexible coverage tailored to their family structure and debt situation, ensuring financial protection in the event of an accident; savings and dividend insurance, which plays a vital role in wealth planning and inheritance, helping clients achieve their life goals, such as children's education and retirement savings, through long-term, steady compounding growth, while ensuring the safe transfer of assets through insurance structures; or commercial insurance specifically targeting various risks that businesses may face during operations, including property insurance, liability insurance, and employers' liability insurance, safeguarding their production and operations and mitigating the impact of accidents on business operations. We carefully select and tailor the most suitable insurance plan based on our clients' actual needs and specific circumstances.

During this process, our professional team initiates a systematic needs analysis process, thoroughly analyzing the client's personal background, including potential risk factors such as career characteristics, health status, and lifestyle. We also meticulously assess family circumstances, including family composition, support responsibilities, and children's education needs. We also comprehensively review the client's financial situation, covering fundamentals such as income level, asset allocation, and debt levels. We also accurately capture the client's future goals, whether short-term home purchases, mid-term entrepreneurial ambitions, or long-term retirement plans. Through this multi-faceted, in-depth research, we ensure that each insurance plan is precisely tailored to the client's specific needs, achieving a perfect balance between protection and financial planning. Whether it's a new employee's initial insurance purchase, we focus on building basic protection, prioritizing high-leverage accident and medical insurance while maintaining a manageable premium budget to build a strong risk defense against early career risks. For high-net-worth clients with complex insurance needs, we integrate cross-border insurance resources to design comprehensive insurance solutions encompassing global medical care, asset segregation, tax planning, and other features to meet their diverse wealth management needs. We provide meticulous consultation and service, patiently answering clients' questions regarding insurance terms, claims procedures, and benefit calculations, using our expertise to alleviate their decision-making concerns. This comprehensive, personalized service model not only caters to the diverse insurance needs of different client groups at different stages of life, from building basic protection in youth, strengthening family responsibilities and accumulating wealth in middle age, to health care and estate planning in old age, forming a lifelong insurance service chain. When clients face risks, we also activate a rapid-response claims support mechanism to assist them in collecting claim information, navigating the insurance company's review process, and providing full-process claims tracking services to ensure timely payment of insurance benefits. We offer timely and effective protection and support, truly maximizing their interests. We firmly believe that only by deeply understanding our clients can we provide the most thoughtful protection. This is the service philosophy that Lianfu Brokerage has always upheld and the core competitiveness that has earned us the trust of clients in the insurance brokerage field.